apni zameen apna ghar scheme May 2025 is the last chance to get a house. There is good news for those people who have an income of less than 50 thousand and whose family is also registered in NSER. Those who do not have any land or own a house on their ID card can get their own house by applying in this scheme.

In this, three marla land will be given free of cost. Along with this, you will also be given an interest-free loan of up to 15 lakh rupees for the house, which you will have to repay in seven years, in which the monthly installment will be 14 thousand. When you get the loan, you will not have to repay the loan in the first three months. After that, you will have to pay the amount and the land will be free for you. A draw will be made in this. If your name is mentioned in the draw, you will be eligible for this scheme.

Apply Now:https://azag.punjab.gov.pk/

apni zameen apna ghar ,new update

📢 Registration Started
Registration for Apni Zameen Apna Ghar Scheme has officially started.

📝 Applications are Being Accepted
You can now submit your application. The process is currently ongoing.

⏳ No Last Date Mentioned
There is no deadline announced yet, so it’s best to apply as soon as possible.

💸 Low-Income Applicants Eligible
People with low income are encouraged to apply for this government housing scheme.

🌐 Apply Online Now
Visit the official website to apply online:
👉 https://azag.punjab.gov.pk

Also Read:BISP Survey Update 2025: How Ineligible Families Can Reapply and Become Eligible Again

✅ Requirement	📌 Details
🆔 Valid CNIC	Applicant’s identity card must not be expired
📍 Punjab Domicile	Applicant must be a resident of Punjab
📉 PMT Score	PMT score must be less than 60
💰 Income Limit	Monthly income must be less than Rs. 50,000
🏦 Bank Status	Applicant must not be a defaulter with any bank
🏡 Land Allotment	Eligible applicants will receive 3 Marla land free
💸 Loan Amount	Interest-free loan of up to Rs. 15 lakh for house construction
📆 Repayment Plan	Rs. 14,000 monthly for 7 years

Another method for apply

🛑 Facing Difficulty in Applying Online?
If you’re unable to apply online due to technical issues or no internet access, don’t worry.

🏢 Submit Application by Hand
You can submit your application manually as well.

📍 Visit Your DC Office
Go to your nearest DC (Deputy Commissioner) office.

🪑 Special Desk Available
A dedicated desk has been set up at the DC office to assist with application submission.

📝 Apply Easily Offline
You can fill and submit your form by hand with the help of staff at the desk.

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Benefits of apni zameen apna ghar scheme

| 🏡 | Free 3 Marla Land
| 💸 | Interest-free loan of Rs. 15 lakh to build your house
| ⏳ | Loan repayment period: 7 years
| 🛑 | No loan repayment for the first 3 months
| 📆 | Monthly installment: Rs. 14,000 after initial 3 months
| 🙌 | Ideal for low-income families who dream of owning a home
| 🔑 | Chance to become a homeowner by paying small monthly amounts

Conclusion

This scheme is for those of us whose mother is poor and whose PTM score is less than 60 and whose ID card does not have any land registered on it and that person is not a defaulter of any bank, then he can get three marla land free of charge and along with that he can also get up to Rs. 15 lakh which will be interest free. Even below that, there are four days left. Hot support 5000 rupees.